Affordable homeownership under $200K in Brainerd Lakes Area and there’s truly nothing else like it at this price point. Why rent when you can own AND have lake access included? Perfectly positioned between Baxter and Nisswa, this 2-bedroom home offers unbeatable convenience paired with a lifestyle that’s hard to find at this price. Enjoy open-concept living, a 3-season porch, and easy main-level functionality, plus shared access to Hartley Lake just steps away. The HOA takes it a step further with access to a pontoon, tennis courts, and maintained common areas, making this a rare opportunity to enjoy lake life without the typical cost or upkeep. It’s truly the best of both worlds. Recent updates include new flooring throughout the home, a newly installed mini split system (Fall 2025), a kitchen sink water purifier, and a new main garage door, giving first-time buyers peace of mind and move-in-ready comfort.