Welcome to 433 County Road 39 NW in growing Monticello! This rare property seamlessly combines acreage and direct lake access on 220-acre Lake Ida. Set on 14.77 acres, it offers an ideal setup for outdoor enthusiasts, nature lovers, and equestrians alike. Complete horse facility includes a barn featuring 6 stalls, a dedicated tack area, power, and water service. Private trails wind throughout the property for walking, ATVing, or snowmobiling, alongside an 80%-complete boardwalk leading directly to the shoreline to dock your boat, swim, and fish. Inside, the home features 4 bedrooms, 3 bathrooms, a bonus room, and a dedicated home office. Recent interior updates include fresh flooring in the primary and main-level bathrooms. Major mechanical and exterior improvements bring added value, including a furnace/HVAC system (approx. 3 years old) and a newer roof and siding (2024/2025). Located just 30 minutes from both Maple Grove and St. Cloud.